"Tell the Bill Collectors to Shove it and Never Receive another Harassing, Threatening Phone Call or
Collection Letter Again...
Guaranteed!

Do you want to know the Secret that will allow you
to use a little known Federal Law to make
 Bill Collectors pucker up...and then Shut Up?

The Bill Collectors DO NOT want you to Know this Information!
 


Stop the Dirty Bast***s in their tracks!

Order Now

      

 

What we Have

A Solution to keep collection agencies and debt collectors from calling your home or office or sending harassing letters to you. It is based on Federal Law and is Guaranteed to Work 100% of the time or your money back.

Here's how it will Solve your problem..

If you are Suffering because of the economy or have been laid off and are besieged by debt collectors calls and letters then this will STOP them Dead in their Tracks. You have rights as a consumer, but unfortunately 99% of consumers are unaware of them. This lack of information STOPS today!

This will give you breathing room to get your finances back on track without the constant barrage of collection agency calls and harassing letters. You can stop flinching every time the phone rings or the mailman rings the doorbell. You deserve a second chance, and the only way you can get started is with some peace of mind. Don't hesitate, you have found your chance, take it!

Here's how to get Started today!

2 Choices, you Do it Yourself, or We Do it for You. Your harassment will STOP as soon as you decide to get on the path to peace of mind. What are you waiting for...you have found your solution, Order Now

 

There is a way to stop Collection Agencies DEAD in their tracks!

Just as they have rights to collect money that is owed them, YOU as a consumer have rights too, but unfortunately most people are unaware of them, which just makes it easier for the agencies to keep calling.

This is NOT a black hat tactic to avoid paying legitimate bills that you owe. This is a technique that will get you your privacy back and give you some peace of mind while you get your financial bearings again. And this is not something we made up, this is a FEDERAL LAW.

You have the right to contact the agencies that are bothering you and FORCE them to stop contacting you by the means of a special letter and correct verbiage that will end the harassment once and for all. But like most things in life, if you don't know the right procedure it becomes frustrating and ineffectual.

That's why we created the book,
"Stop Credit Harassment"

So how can we help? Simple...Stop Credit Harassment is a step by step book detailing how to write the letters that can be used to Stop the collection agencies from contacting you, it gives the correct format, what to include in the letter that will make it more powerful, how to send it, PLUS information on credit laws, No call list, and a bonus letter for disputing collections that you believe are beyond the statue of limitations.

It FORCES the collection Agencies to STOP contacting you, Under Penalty of Law, so you can get a financial breather, get your life back, and regain your privacy.

Our  pre formatted letters are in PDF and Word format so you can open, personalize and print out the letters yourself. For those of you that like to outsource the dirty work, we have an option for that also, see our Package Two option below.

Regardless of which option you choose,
Choose One Today and Stop the Harassment!

Order Now

PACKAGE ONE: You Do It...

Purchase the book and pursue the step by step methods outlined in the book for peace of mind and a chance to get back on your financial feet.

Our Guide will give you with all the information you need to stop the harassment calls and letters and give you time to develop a game plan to get you back on your feet financially.
 
Order Now

PACKAGE TWO: We Do It for you....

Yup, that's right...We do the dirty work for you.

With this option, you fax us all your collection letters, and we will custom write response letters, send them out by certified mail with delivery confirmation for you, all inclusive for $19.95 per letter.

As an added bonus, if you have not already done so, we will add as many of your phone numbers as you want to the Federal "No Call" list to stop telemarketers from calling you.

Simple as 1-2-3, you send us the paperwork and let us do the dirty work    Order Now

You deserve peace of mind...let us help.

Does this stuff really Work?

For those of you legally inclined, here is some legal stuff below

Communication with Consumer

§ 805.  Communication in connection with debt collection   [15 USC 1692c]

(a) COMMUNICATION WITH THE CONSUMER GENERALLY.  Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt --

(1) at any unusual time or place or a time or place known or which should be known to be inconvenient to the consumer. In the absence of knowledge of circumstances to the contrary, a debt collector shall assume that the convenient time for communicating with a consumer is after 8 o'clock antimeridian and before 9 o'clock postmeridian, local time at the consumer's location;

(2) if the debt collector knows the consumer is represented by an attorney with respect to such debt and has knowledge of, or can readily ascertain, such attorney's name and address, unless the attorney fails to respond within a reasonable period of time to a communication from the debt collector or unless the attorney consents to direct communication with the consumer; or

(3) at the consumer's place of employment if the debt collector knows or has reason to know that the consumer's employer prohibits the consumer from receiving such communication.

(b) COMMUNICATION WITH THIRD PARTIES.  Except as provided in section 804, without the prior consent of the consumer given directly to the debt collector, or the express permission of a court of competent jurisdiction, or as reasonably necessary to effectuate a post judgment judicial remedy, a debt collector may not communicate, in connection with the collection of any debt, with any person other than a consumer, his attorney, a consumer reporting agency if otherwise permitted by law, the creditor, the attorney of the creditor, or the attorney of the debt collector.

(c) CEASING COMMUNICATION.  If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except --

(1) to advise the consumer that the debt collector's further efforts are being terminated;

(2) to notify the consumer that the debt collector or creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor; or

(3) where applicable, to notify the consumer that the debt collector or creditor intends to invoke a specified remedy.

If such notice from the consumer is made by mail, notification shall be complete upon receipt.

(d) For the purpose of this section, the term "consumer" includes the consumer's spouse, parent (if the consumer is a minor), guardian, executor, or administrator.

**************************************************************************************

Information on Harassment and Abuse

§ 806.  Harassment or abuse  [15 USC 1692d]

A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.

(2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.

(3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 603(f) or 604(3)1 of this Act.

(4) The advertisement for sale of any debt to coerce payment of the debt.

(5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.

(6) Except as provided in section 804, the placement of telephone calls without meaningful disclosure of the caller's identity.

**********************************************************************************

How's that for legal stuff?

So you can see that you have an option to get some breathing room. BUT you need to send the letter in a pre designated form citing the laws and specifically indicating the actions needed to be taken.

This is ALL spelled out in the PDF "Stop Credit Harassment" and contains all the info needed to do the letters yourself.

If you want to take advantage of our Package Two then just simply click on that option to be taken to the order page and we will begin working on your letters as soon as we receive your documentation and payment. Either way, it's a Win Win situation and an opportunity to turn your credit life around.


 
                                        Program FAQ's:

Q: Is all the information I need included in the book?

A: Yes, everything you need is included for you to write the letters, including the Actual letter in Word format so you can edit and print from your computer. We also include another formatted letter FREE for collections that you believe are beyond the Statute of Limitations.

Q: Can't I just write a letter on my own without the book?

A: The letter needs to be in a specified format to be effective.

Q: So how much is the service if I have you do it and what does it include?

A: Our Option 2 service is $19.95 per letter. That includes everything from writing the letter, sending the letter, ALL mailing fees, including the certified mail fee, delivery confirmation charges, Delivery to Post Office, and adding your phone numbers to the federal NO Call list. We will also, email confirmation to you with copies of the letters, delivery confirmation, etc.

Q: How do I pay for the service?

A: You will first put together the package of your collection agency letters, a letter with your contact information, etc and fax it to us. We will then review the package and send you a invoice by PayPal. Once you receive and pay the invoice we will begin to work on your letters.

Q: Should I do it myself or have you do it?

A: If you have the time it would be less expensive to do it yourself. It is basically a very simple process if you follow the steps. If you have no desire to deal with the mess and have a lot of letters we are here for you. Either way, do something today to get the jackals off your back...

Q: How long after I pay will the letters get sent.

A: Your letters will be sent out within 3-5  business days from receipt of payment, usually much sooner. You will receive an email confirmation after the letters have been posted.

Q: All my letters just have a PO Box to respond too?

A: Just call their 800 number listed on the collection letter and say you have a correspondence that you are sending that requires a physical address and they will give you a physical mailing address, then add the physical address to the collection letters so we can use that in the mailing.

Q: How do I know the letters are actually sent?

A: You will receive electronic notification from the USPS which includes delivery confirmation of your letters, as well as copies of the letters sent. You will receive a .pdf document with all your information in after the submission is complete.

Q: What happens to all the collection letters I fax to you?

A: They are shredded immediately after use, as well as the contact sheet with your personal info. We do NOT keep any information on you or your job. We do NOT sell, rent, share your email address with anyone. We keep your information in the strictest confidence.

Q: Is there a limit to the number of letters you can send?

A: No

Q: Will this stop the letters completely, or will I have to keep doing it?

A: The collection agencies you send letters too WILL stop contacting you, but, If you make no attempt to settle your debt chances are that they will resell your debt to another agency and if you start to see new letters from agencies that you do not recognize that is probably the case. Simply send new letters out to the new agencies and those will stop also.

Q: Why do I need to give you my email address.

A: The confirmation information from your mailings are sent to you for your records. In addition if we submit your numbers to the No Call list we need an email address because you have to confirm the request for removal through YOUR email address. It is a 2 step process that needs to be confirmed by you.

Q: I have some questions that have not been answered her, how can I contact you?

A: Just click on the Contact Us link on the bottom of the page and we will get back to you within 24 hours, usually much sooner.

Debt Statistics...

About 43% of U.S. families spend more than they earn, according to a Federal
 Reserve study. And on average, Americans spend $1.22 for every dollar they earn.

Mortgage debt is the next major piece of the debt picture. In fact, the amount owed on
 mortgages dwarfs the amount owed on credit cards or other loans. The average principal
 amount owed on a mortgage is $69,227. Nearly 14 million homeowners, about 19%
of all  homeowners in the country, owe more than $100,000
 

                                       *IMPORTANT NOTE:

Just because you now have peace of mind and freedom from harassment of phone calls and letters from your creditors, DOES NOT mean your debts have gone away. Collection agencies are a tenacious bunch, and will not just simply go away..

This is intended to give you a breather so you can develop a plan to get back on your feet without the constant bother of phone calls and letters.

We STRONGLY recommend you find a local non profit credit counseling center in your area and put together a program to get out of the financial mess. You have taken the right first step in ordering this service, now take the initiative that the peace affords you and clean up any financial problems that you may have.

In the guide we give you some contacts for some national credit counseling centers, please avail yourself of these resources.

Package One
"Stop Credit Harassment"
E-Book
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Order STOP Creditor Harassment NOW!

$47.00

This is an Instant Download, even if it's 2AM
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 Grab YOUR Copy Of
"Stop the Harassment
"
And Stop the Dirty Bast***s in their tracks!
 


Package Two
"We do the Dirty Work"
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Click Here to Start the Process...

This Order button will take you to a procedure
page that will start the process, no money will be
collected at this point.

P.S. - A Fast Action BONUS for ordering either of the packages, you will receive a FREE copy of the PDF "Credit Protection" a 29 page report on your credit including topics such as, the cost of credit, applying for credit, credit histories and records, credit laws, filing complaints, building good credit and much more to help you on the path to a better credit score....and oh yeah, did we mention it was FREE. A regular $29.00 Value

P.P.S. - Take action TODAY so you can STOP the Harassment and get on with your life!

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Legal Disclaimer: This website or product is not intended as legal advice, nor are we providing legal services to those purchasing our book or service. All the information on this website is published in good faith and for general information purpose only, legal information is NOT legal advice. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. and we will not be liable for any losses and damages in connection with the use of our website.