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"Tell the Bill Collectors to
Shove it
and Never Receive another
Harassing, Threatening Phone
Call or
Collection Letter Again...Guaranteed!
Do you want to know the
Secret
that will allow you
to use a little known
Federal
Law to make
Bill Collectors pucker up...and
then Shut Up?
The Bill Collectors
DO NOT
want you to Know this Information!
Stop the Dirty Bast***s
in their tracks!
Order Now
If
you're like the vast
majority of people you
have had your share
of financial ups and
downs, it is
inevitable in a
today's job market.
It doesn't make
you a
bad person if you
fall behind in your
payments, but the
way you get treated
by
collection agencies
make you feel like a
criminal
in your own home.
There are few
feelings that people
dread more then not
being able to pick
up the
telephone in their
own home because
they
are scared that
there may be a
creditor on the
other end.
The feeling of not
even wanting to go
get the mail for
fear of another
collection notice.
Everybody goes
through it, no matter how many
jobs we have in life
there are always times
when we are between
jobs and our expenses
begin to
exceed our income
and we begin to
slide into debt a
little more each day
until one day we are
in over our heads
and can't seem to
find a way out.
Then the phone calls
and the letters
start, then we don't
answer the phone
anymore for fear of
another creditor
asking for something
we can't give them,
maybe even missing
job interview calls
because we didn't
answer the phone.
Afraid to sign for
certified letters
from the postman for
fear of another
collection notice.
My story wasn't much
different then most
people's except when the
proverbial (Blank)
hit the fan. I was
out raking my lawn
when my neighbor
whom I had known
since we moved into
the neighborhood 8
years ago walked
over to me with a
sheepish look on his
face and asked if he
could talk to
me. He then
proceeded to tell me
a collection agency
had called HIM
looking for me and
they had asked him
to inform me that
they needed a
payment on a past
due account...
Unbelievable! I was
LIVID, not to
mention embarrassed
beyond belief, I
could not believe
that they had
stooped so low as to involve
a neighbor in a
credit dispute!
I went on to
profusely apologize
to my neighbor and
then proceeded to
spend the next
month on a personal
crusade to find a
way to
STOP the
Harassment, and
guess what?
( Insert
Evil Grin Here)
There
is a way to stop
Collection Agencies
DEAD
in their
tracks!
Just as they have
rights to collect
money that is owed
them, YOU as a
consumer have rights
too, but
unfortunately
most
people are unaware
of them, which just
makes it easier for
the agencies to
keep calling.
This is NOT a black
hat tactic
to avoid paying
legitimate bills
that you owe. This
is a technique that
will get you your
privacy back and
give you some peace of mind
while you get your
financial bearings
again. And this is
not something we
made up,
this is a FEDERAL
LAW.
You have the right
to contact the
agencies that are
bothering you and
FORCE them to stop
contacting you by
the means of a
special letter and
correct verbiage
that
will end the
harassment once and
for all. But like
most things in life,
if you don't know
the right procedure it becomes
frustrating and
ineffectual.
That's why we
created the book,
"Stop Credit
Harassment"
So how can we help?
Simple...Stop
Credit Harassment is
a step by step book
detailing how to
write the letters
that can be used to
Stop the collection
agencies from
contacting you, it
gives
the correct format,
what to include in
the letter that will
make it more
powerful, how to
send it, PLUS
information on
credit laws, No call
list, and a bonus
letter for disputing
collections that you
believe are
beyond the statue of
limitations.
It
FORCES
the collection
Agencies to
STOP
contacting you,
Under Penalty of Law,
so you can get a
financial breather,
get your life
back, and regain
your privacy.
Our pre
formatted letters are in PDF
and Word format so
you can open,
personalize and
print out the
letters yourself.
For those of you
that like to
outsource the dirty
work, we have an
option for that
also, see our
Package Two option
below.
Regardless of
which option you
choose,
Choose One Today
and Stop the
Harassment!
Order Now
PACKAGE
ONE: You Do It...
Purchase the book and pursue
the step by step methods
outlined in the book for
peace of mind and a chance to
get back on your financial feet.
Our Guide will give you
with all the information you need to
stop the harassment calls and
letters and give you time to
develop a game plan to get you back
on your feet financially.
Order Now |
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PACKAGE
TWO: We Do It for you....
Yup, that's right...We do
the dirty work for you.
With this
option, you fax us all your
collection letters, and we will
custom write response letters,
send them out by certified mail
with delivery confirmation for
you, all inclusive for $35 per
letter.
We will then send you copies
of the letters, delivery
confirmation receipts and
confirmation of completion to
your email.
As an added bonus, if you
have not already done so, we
will add as many of your phone
numbers as you want to the
Federal "No Call" list to stop
telemarketers from calling you.
Simple as 1-2-3, you send
us the paperwork and let us do
the dirty work
Order Now
You deserve
peace of mind...let us help. |
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Does this stuff really
Work?
For those of you
legally
inclined, here
is some legal stuff
below
Communication
with Consumer
§
805.
Communication in
connection with
debt
collection [15
USC 1692c]
(a)
COMMUNICATION
WITH THE
CONSUMER
GENERALLY.
Without the
prior consent of
the consumer
given directly
to the debt
collector or the
express
permission of a
court of
competent
jurisdiction, a
debt collector
may not
communicate with
a consumer in
connection with
the collection
of any debt --
(1) at any
unusual time
or place or
a time or
place known
or which
should be
known to be
inconvenient
to the
consumer. In
the absence
of knowledge
of
circumstances
to the
contrary, a
debt
collector
shall assume
that the
convenient
time for
communicating
with a
consumer is
after 8
o'clock
antimeridian
and before 9
o'clock
postmeridian,
local time
at the
consumer's
location;
(2) if the
debt
collector
knows the
consumer is
represented
by an
attorney
with respect
to such debt
and has
knowledge
of, or can
readily
ascertain,
such
attorney's
name and
address,
unless the
attorney
fails to
respond
within a
reasonable
period of
time to a
communication
from the
debt
collector or
unless the
attorney
consents to
direct
communication
with the
consumer; or
(3) at the
consumer's
place of
employment
if the debt
collector
knows or has
reason to
know that
the
consumer's
employer
prohibits
the consumer
from
receiving
such
communication.
(b)
COMMUNICATION
WITH THIRD
PARTIES. Except
as provided in
section 804,
without the
prior consent of
the consumer
given directly
to the debt
collector, or
the express
permission of a
court of
competent
jurisdiction, or
as reasonably
necessary to
effectuate a
postjudgment
judicial remedy,
a debt collector
may not
communicate, in
connection with
the collection
of any debt,
with any person
other than a
consumer, his
attorney, a
consumer
reporting agency
if otherwise
permitted by
law, the
creditor, the
attorney of the
creditor, or the
attorney of the
debt collector.
(c) CEASING
COMMUNICATION.
If a consumer
notifies a debt
collector in
writing that the
consumer refuses
to pay a debt or
that the
consumer wishes
the debt
collector to
cease further
communication
with the
consumer, the
debt collector
shall not
communicate
further with the
consumer with
respect to such
debt, except --
(1) to
advise the
consumer
that the
debt
collector's
further
efforts are
being
terminated;
(2) to
notify the
consumer
that the
debt
collector or
creditor may
invoke
specified
remedies
which are
ordinarily
invoked by
such debt
collector or
creditor; or
(3) where
applicable,
to notify
the consumer
that the
debt
collector or
creditor
intends to
invoke a
specified
remedy.
If such notice
from the
consumer is made
by mail,
notification
shall be
complete upon
receipt.
(d) For the
purpose of this
section, the
term "consumer"
includes the
consumer's
spouse, parent
(if the consumer
is a minor),
guardian,
executor, or
administrator.
**************************************************************************************
Information on
Harassment and Abuse
§
806.
Harassment or
abuse [15 USC
1692d]
A debt collector
may not engage
in any conduct
the natural
consequence of
which is to
harass, oppress,
or abuse any
person in
connection with
the collection
of a debt.
Without limiting
the general
application of
the foregoing,
the following
conduct is a
violation of
this section:
(1) The use
or threat of
use of
violence or
other
criminal
means to
harm the
physical
person,
reputation,
or property
of any
person.
(2) The use
of obscene
or profane
language or
language the
natural
consequence
of which is
to abuse the
hearer or
reader.
(3) The
publication
of a list of
consumers
who
allegedly
refuse to
pay debts,
except to a
consumer
reporting
agency or to
persons
meeting the
requirements
of section
603(f) or
604(3)1
of this Act.
(4) The
advertisement
for sale of
any debt to
coerce
payment of
the debt.
(5) Causing
a telephone
to ring or
engaging any
person in
telephone
conversation
repeatedly
or
continuously
with intent
to annoy,
abuse, or
harass any
person at
the called
number.
(6) Except
as provided
in section
804, the
placement of
telephone
calls
without
meaningful
disclosure
of the
caller's
identity.
**********************************************************************************
How's that for legal
stuff?
So you can see that
you have an option
to get some
breathing room. BUT
you need to send the
letter in a pre
designated form
citing the laws and
specifically
indicating the
actions needed to be
taken.
This is ALL spelled
out in the PDF " Stop
Credit Harassment"
and contains all the
info needed to do
the letters
yourself.
If you want to take
advantage of our
Package Two then just
simply click on that
option to be taken
to the order page
and we will begin
working on your
letters as soon as
we receive your
documentation and
payment. Either way,
it's a Win Win
situation and an
opportunity to turn
your credit life
around. |
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Program
FAQ's:
Q: Is all the information I need
included in the book?
A: Yes, everything you need is
included for you to write the
letters, including the Actual letter in
Word format so you can edit and
print from your computer. We
also include another formatted
letter FREE for collections that
you believe are beyond the
Statute of Limitations.
Q: Can't I just write a letter
on my own without the book?
A: The letter needs to be in a
specified format to be
effective.
Q: So how much is the service if
I have you do it and what does
it include?
A: Our Option Two service is $35
per letter. That includes
everything from writing the
letter, sending the letter, ALL
mailing fees, including the certified mail
fee, delivery
confirmation charges, Delivery
to Post Office, and adding
your phone numbers to the
federal NO Call list. We will
also, email confirmation to you
with copies of the letters,
delivery confirmation, etc.
Q: How do I pay for the service?
A: You will first put together
the package of your collection
agency letters, a letter with
your contact information, etc
and fax it to us. We will then
review the package and send you
a invoice by PayPal. Once you
receive and pay the invoice we
will begin to work on your
letters.
Q: Should I do it myself or have
you do it?
A: If you have the time it would
be less expensive to do it
yourself. It is basically a very
simple process if you follow the
steps. If you have no desire to
deal with the mess and have a
lot of letters we are here for
you. Either way, do something
today to get the jackals off
your back...
Q: How long after I pay will the
letters get sent.
A: Your letters will be sent out
within 3-5 business days
from receipt of payment, usually
much sooner. You will receive an
email confirmation after the
letters have been posted.
Q: All my letters just have a PO
Box to respond too?
A: Just call their 800 number
listed on the collection letter
and say you have a
correspondence that you are
sending that requires a physical
address and they will give you a
physical mailing address, then
add the physical address to the
collection letters so we can use
that in the mailing.
Q: How do I know the letters are
actually sent?
A: You will receive electronic
notification from the USPS which
includes delivery confirmation
of your letters, as well as
copies of the letters sent. You
will receive a .pdf document
with all your information in
after the submission is
complete.
Q: What happens to all the
collection letters I fax to you?
A: They are shredded immediately
after use, as well as the
contact sheet with your personal
info. We do NOT keep any
information on you or your job.
We do NOT sell, rent, share your
email address with anyone. We
keep your information in the
strictest confidence.
Q: Is there a limit to the
number of letters you can send?
A: No
Q: Will this stop the letters
completely, or will I have to
keep doing it?
A: The collection agencies you
send letters too WILL stop
contacting you, but, If you make
no attempt to settle your debt
chances are that they will
resell your debt to another
agency and if you start to see
new letters from agencies that
you do not recognize that is
probably the case. Simply send
new letters out to the new
agencies and those will stop
also.
Q: Why do I need to give you my
email address.
A: The confirmation information
from your mailings are sent to
you for your records. In
addition if we
submit your numbers to the No
Call list we need an email
address because you have to
confirm the request for removal
through YOUR email address. It
is a 2 step process that needs
to be confirmed by you.
Q: I have some questions that
have not been answered her, how
can I contact you?
A: Just click on the
Contact Us link on the
bottom of the page and we will
get back to you within 24 hours,
usually much sooner. |
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Debt
Statistics...
About 43% of U.S. families spend
more than they earn,
according to a Federal
Reserve study. And on average, Americans spend $1.22 for every dollar they
earn.
Mortgage debt is the next major
piece of the debt picture. In
fact, the amount owed on
mortgages dwarfs the amount owed on credit cards or other loans. The
average principal
amount owed on a mortgage is $69,227. Nearly 14 million homeowners, about
19%
of all homeowners in the
country, owe more than $100,000
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*IMPORTANT NOTE:
Just because you now have peace
of mind and freedom from
harassment of phone calls and
letters from your creditors,
DOES NOT mean your
debts have gone away. Collection
agencies are a tenacious bunch,
and will not just simply go
away..
This is intended to give you a
breather so you can develop a
plan to get back on your feet
without the constant bother of
phone calls and letters.
We
STRONGLY recommend you find a
local non profit credit
counseling center in your area
and put together a program to
get out of the financial mess.
You have taken the right first
step in ordering this service,
now take the initiative that the
peace affords you and clean up
any financial problems that you
may have.
In the guide we give you some
contacts for some national
credit counseling centers,
please avail yourself of these
resources. |
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Package One
"Stop Credit Harassment"
E-Book
ORDER NOW!
$47.00
This is an Instant Download,
even if it's 2AM
Download NOW and get started
Today!
Grab YOUR Copy Of
"Stop
the Harassment "
And
Stop the Dirty Bast***s
in their tracks!
Package Two
"We do the Dirty Work"
ORDER NOW!
This Order button will take you
to a procedure
page that will start the
process, no money will be
collected at this point.
P.S.
-
A Fast
Action BONUS for ordering either
of the packages, you will
receive a FREE copy of the PDF
" Credit
Protection"
a 29 page report on your credit
including topics such as, the
cost of credit, applying for
credit, credit histories and
records, credit laws, filing
complaints, building good credit
and mush more to help you on the
path to a better credit
score....and oh yeah, did we
mention it was FREE.
A
regular $29.00 Value
P.P.S.
-
Take action
TODAY
so you can
STOP the
Harassment
and get on with your
life!
Place
your order NOW, and get the
peace of mind you deserve.
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